One of the basic principles applicable to Commercial General Liability (CGL) policies for contractors is that the policies provide coverage for claims arising out of the contractor’s negligence, but that claims for breach of contract are excluded from coverage unless there is an insured contract. However, a recent Georgia Court of Appeals case, Maxum Indemnity […]
It is an undisputed truth that insurance policies contain voluminous language explaining exactly what constitutes a covered claim. However, it is also true that whether a claim is covered may depend on when the insured calls his or her insurer to discuss whether a claim is covered. Insurance policies typically include a notice requirement, and […]
This article sets out some of the major changes to the Georgia Evidence Code which became effective January 1, 2013. Georgia has primarily adopted the Federal Rules of Evidence with some exceptions as noted herein. Under the new rules hearsay testimony is now admissible if no objection is made. Previously hearsay was excluded as “illegal” […]